Stepping back to take in the big picture helps us bring things into clear focus. It allows you to reassess and reconfirm what’s important to you — your family’s health and security, your plans for retirement, your children’s education, your home, or maybe all of these.

I can help to ensure your priorities are being addressed within a sound plan. Adjusting your RRSP contributions, investing wisely to build your wealth, assisting with your estate plan, and helping to preserve your assets are just a few ways I can assist to keep your financial plan on track.

Call me — I’m always available to provide you with my professional advice and my services.

Returning to investing fundamentals is especially important in uncertain times like these.

In this climate, resisting emotion-based investing and maintaining a long-term view are fundamental strategies that will help you stay the course. Emotions tend to run high when markets are struggling.

Taking the time to plan and regroup will result in decisions based on information rather than intuition.

We are here to work closely with you to make sure your portfolio is positioned in a way to move you towards your financial goals.

Let’s get together soon to discuss how best to do that.

Insiders, Spring 2009

On June 18, the federal government passed its 2008 Budget bill into law. This was a milestone for investors because it meant that the new Tax-Free Savings Account (TFSA) would be available to millions of Canadians beginning in January 2009. No doubt you have seen and heard a lot about this new savings vehicle in some way, shape or form.

• Capital gains and other investment income earned in a TFSA will not be taxed.
• Withdrawals will be tax-free.
• You can withdraw funds from the TFSA at any time and for any purpose.
• The $5,000 annual contribution limit will be indexed to inflation in $500 increments.
• The amount withdrawn can be put back in the TFSA at a later date without reducing your contribution room.

Call us today to find out how you can take advantage of the new Tax Free Savings Account in your savings strategy.

On June 18, the federal government passed its 2008 Budget bill into law. This was a milestone for investors because it meant that the new Tax-Free Savings Account (TFSA) would be available to millions of Canadians beginning in January 2009. No doubt you have seen and heard a lot about this new savings vehicle in some way, shape or form.

• Capital gains and other investment income earned in a TFSA will not be taxed.
• Withdrawals will be tax-free.
• You can withdraw funds from the TFSA at any time and for any purpose.
• The $5,000 annual contribution limit will be indexed to inflation in $500 increments.
• The amount withdrawn can be put back in the TFSA at a later date without reducing your contribution room.

Call us today to find out how you can take advantage of the new Tax Free Savings Account in your savings strategy.

Please join us in welcoming Ryan Webster as the newest member of our team. Ryan has been a wealth advisor at ScotiaMcLeod for the past 2 years. During that time, he’s helped clients achieve their financial goals through personalized financial solutions and relationships built on trust, and we know he’s going to bring the same professional attitude to his work with us. Ryan has a post-grad degree in business and is working on his CFP designation. You can reach Ryan directly at (519) 660-3200.