High-quality, dividend-paying equities can moderate the effects of market volatility on your portfolio in uncertain times.
Investing in dividend-paying companies means that, for the most part, you are choosing high-quality investments. That’s because dividends are a portion of profits, so…
Our interest rates in Canada are higher than those in the U.S., our country is fiscally strong, and our commodities are in demand globally. The result is a strengthening Canadian dollar relative to its U.S. counterpart, which is welcome news…
Investors have been taken on quite a ride the past few years — from the market collapse of 2008 to the recovery of 2009 to the volatility of 2010. Time has yet to tell what will ultimately define 2011.
What…
Many people think a trust is an estate planning tool used only by patriarchs of dynasties. But for those who would like to provide their heirs with more tax-efficient income, or to be able to control how they receive their…
Can you imagine a better time to purchase a vacation home in the States? Real estate prices are low in many idyllic destinations, including Florida, California, Texas, and Arizona. Add the stronger buying power of the Canadian dollar, and owning…
Outside of a registered plan, anytime you transfer money from one mutual fund to another, you are typically taxed on any capital gain. With corporate class funds, investors have the freedom to switch or rebalance among funds without immediately triggering…
It’s that time of year again: headlines and ads are clamouring for investors’ attention, reminding us all that the RRSP deadline is fast approaching. They’re right — and it’s time to top up your RRSP and take full advantage of the tax break and any…
Over the last three decades of low or declining interest rates, annuities have been less attractive to retirees as a retirement income option. Instead, retirees have been turning to Registered Retirement Income Funds (RRIFs).
However, in an age where more…